Same vibe · One tier down · Powered by Qloo
Same taste.
Smaller bill.
Pareil reads where you actually spend, then finds places that people with your taste love — one price tier cheaper, and rated as well or better.
No sign-up · No bank login ·
Matched on your taste for Carbone New York (39%) and Raoul's (39%).
Why Pareil
Spend less.
Keep what you love.
Budget apps say spend less.
Pareil says where to go instead.
“You spent $2,136 on dining. Try cooking at home.”
“Swap Carbone for Ci Siamo on 2 of your 4 visits. About $284 back.”
Same Italian, rated 4.6 vs 4.3 · from the NYC demo month
How it works
From statement to swaps, in four steps.
- 01
Upload
A CSV of your spending, or a demo month.
- 02
Tidy
“CARBONE NYC 0234” becomes Carbone. Uber is set aside.
- 03
Match
Qloo finds places your taste loves, a tier cheaper.
- 04
Save
Each swap explained, with an honest monthly saving.
Sample swaps
Same vibe,
one tier down.
Carbone → Ci Siamo
Rating 4.3 → 4.6
Via Carota → Malaparte
Rating 4.4 → 4.5 · estimate
The Fatty Bao → ASEAN
Rating 4.3 → 4.4
Araku Coffee → Ainmane Cafe and Speciality Store
Rating 4.1 → 4.4
Top swaps from the NYC and Bengaluru demo months, if you swap 1 in 2 visits. Photos via Qloo.
Under the hood
The model chooses.
The code enforces.
Pareil is an agent with guardrails. The LLM tidies merchant names and decides how to recover when matches are thin. Plain, tested code ranks every swap and checks every claim.
- Every place shown comes from Qloo — invented names are rejected.
- Savings come from your own spending, and are labelled as estimates.
- Every Qloo call is listed in a “How we know” panel.
- Read 41 transactions
- Cleaned 18 merchants · 11 dining, 7 set aside30.4s
- Matched 9 of 11 places on Qloo11 calls
- Found taste twins · weighted signals 3 : 1 : 15 calls
- Au Cheval: nothing cheaper matched its rating → give_uprecovery
- Ranked swaps · rating floor applied
- Wrote 14 explanations · every name verified16.4s
Find your pareil.
Open a sample month and watch the agent work. No sign-up, no bank login.
date,merchant,amount,city 2026-10-03,CARBONE NYC 0234,186.40,New York 2026-10-05,JOES PIZZA BLEECKER,11.25,New York 2026-10-09,UBER *TRIP 8812,23.10,New York 2026-10-12,KATZS DELICATESSEN,32.80,New York
Non-dining rows like Uber are set aside automatically. Optional currency column (USD or INR); up to 300 rows, 200 KB; New York or Bengaluru.